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1Forbes.com, Dec. 9, 2021
2psycnet.apa.org, 1969-1980. Accessed Dec. 12, 2022
3Cnbc.com, Nov. 8, 2022
4FirstNational.com, Nov. 9, 2018
5U.S. News, Dec. 7, 2021
6MoneyGeek, Oct. 18, 2022
7FederalReserve.gov, accessed Dec. 6, 2022
8myFICO.com, accessed Dec. 6, 2022
9Data as of Dec. 6, 2022
10Rutgers University, New Jersey Agricultural Experiment Station, accessed Dec. 21, 2022
11Fidelity.com, Aug. 29, 2022
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