Insights

Guidance for your pursuit of financial freedom

    Earning Years27 Articles

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    Tue, Mar 4, 2025

    Supersize Your 401(k) Catch-Up Contributions in 2025

    Some soon-to-be retirees can contribute up to $34,750 to their 401(k) annually — that’s more than $11,000 compared to most workers. How do they qualify for these “supersized” contributions? Discover the new rules for retirement savings accounts in 2025, plus three questions to help you decide how much you should contribute this year.

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    Tue, Feb 11, 2025

    Why Early Withdrawals Are a Last Resort

    Drawing from your 401(k), Roth IRA, or traditional IRA too early could cost you. When you need extra funds, these alternatives might help you avoid penalties—and preserve your future savings.

    Retired woman drying dishes

    Tue, Jan 21, 2025

    How to Manage Longevity Risk

    What happens if you outlive your money? Explore how you might safeguard your retirement savings with strategies for withdrawals, taxes, Social Security, and more.

    Retired couple smiling on a swing

    Tue, Jan 7, 2025

    How Do I Know I’ll Have Enough in Retirement?

    Will your retirement plan support your lifestyle? Let’s run the numbers. The Monte Carlo simulation can help reveal your likelihood of success.

    Pen laying on financial papers

    Tue, Dec 31, 2024

    2025 Wealth Planning Guide: Your Month-By-Month Checklists

    What if you could make the wealth planning process less overwhelming with broken-down tasks throughout the year? This guide lays out important deadlines and actionable steps month by month to help you get (and stay) organized in 2025. Your future self will thank you!

    Man with a camera stands in front of a dock with boats

    Thu, Sep 5, 2024

    5 Tips to Help You Retire Early

    Discover 5 essential steps and strategies to help plan an early retirement before age 65.

    6 Sources of Retirement Income

    Special Report

    6 Sources of Retirement Income

    Many retirement planning guides focus on finances, but we believe a satisfying retirement goes beyond how much money you have saved. It’s also about how you intend to use your savings.