Insights

Guidance for your pursuit of financial freedom

    Retirement (4)70 Articles

    An older husband and younger wife smile at each other while cooking.

    Tue, Apr 9, 2024

    Retirement Planning for Spouses with an Age Difference

    Couples with a significant age gap may have to plan for effectively two retirements. Here are the things to consider.

    Doctor pointing at a chart

    Tue, Apr 2, 2024

    What to Know About Medicare if You’re Still Working

    Your Medicare options while working past 65 depend on the size of your employer but there are also implications for COBRA and HSAs.

    Young girl in small house

    Tue, Jan 16, 2024

    Should I Pay Off My Mortgage Early or Invest More for Retirement?

    Extra money certainly isn’t the worst problem to have. But when you have a new lump sum, or extra wiggle room in your budget, you’re faced with tough choices – especially if you have a mortgage. Is it smarter to invest your extra cash, or pay down your debt?

    A line of people with their arms outstretched and their eyes closed

    Tue, Jan 9, 2024

    Could Your Health Savings Account Boost Your Retirement Readiness?

    Most people who have a health savings account, or HSA, use it to save money for medical care. The power of an HSA surprisingly goes way beyond taking care of your physical health – it could be the one of the strongest moves for your financial health, too.

    A man folds his arm on the table while he holds a book open under a lamp

    Tue, Dec 19, 2023

    9 Smart Money Habits Multi-Millionaires Do Differently

    Contrary to popular belief, most wealthy people don’t become rich from one brilliant money move. Instead, most multi-millionaires build wealth over time through healthy money habits. Affluent Americans often share these 9 habits – and the good news is that people of almost any income level can apply them to their own financial lives.

    a Black family sits and looks at a paper together

    Tue, Oct 31, 2023

    5 Strategies for Inherited IRAs

    RMDs, tax strategies, timing withdrawals, and more nuts-and-bolts IRA owners and designated beneficiaries should know.

    6 Sources of Retirement Income

    Special Report

    6 Sources of Retirement Income

    Many retirement planning guides focus on finances, but we believe a satisfying retirement goes beyond how much money you have saved. It’s also about how you intend to use your savings.